SkillsFuture credits expire 31Dec: Last chance to l(earn) free for 1 year

The one-off S$500 SkillsFuture Credits (SFC) top-up expires on 31 Dec 2025. It was introduced on 1 Oct of this year and, unlike the non-expiring SkillsFuture Credits, must be used to purchase a course before 2025 ends.If you want to give your career a boost or simply learn something useful or interesting, don’t let your SkillsFuture credits go to waste.

What are SkillsFuture credits?

If you already understand the SkillsFuture credit system, just scroll down to the details of how you can use the SkillsFuture credits expiring soon. If not, here is a quick overview.

SkillsFuture Credit (SFC) is a government initiative to promote lifelong learning by subsidising course costs. It can be applied to eligible work-skills related courses on the MySkillsFuture portal. All citizens aged 25 years or older as of 2020 get:

• S$500 opening credit with no expiry
• One-time top-up of S$500 that expires on 31 Dec 2025
• S$4,000 for mid-career individuals  (aged 40 years and older) with no expiry; this amount can be used for selected MySkillsFuture courses only

The credits are meant to help with course fees but do not cover administrative fees and course equipment.

Deadlines for SkillsFuture courses

While the SkillsFuture credits expire at the end of 2025, please note that the last day for registration of some courses under this scheme are as early as this week, and not 31 Dec 2025. Here are

• Udemy Business (via Republic Polytechnic): 10 Dec 2025
• Coursera, edX (Ngee Ann Polytechnic), GnowbeLearn, LHUB LXP, ZilLearn: 30 Dec 2025

It’s not clear whether or not there are restrictions on the number of people who can apply for any of these courses. Play it safe and register early to avoid disappointment.

Best courses to get free with SkillsFuture credits

1. Udemy Business – Republic Polytechnic

• Over 30,000 courses for S$499.22/year

Choose this if you want: 1,500+ Generative AI courses, AI-powered personalisation, constantly updated content.

Learn more on Udemy Business Learn more at Republic Poly

2. Coursera – ReallyLesson 

• Over 10,250 courses for S$499/year

Choose this if you want: Certificates from Stanford, Google, IBM and other world-top universities.

Learn more on Coursera Learn more at ReallyLesson

3. LHUB LXP 

• 80,000+ (LXP Go) or 22,000+ (LXP+ LinkedIn Learning) courses
• S$120 – S$300/year (NTUC members enjoy 50% off the unfunded portion)

Choose this if you want: Heavy focus on AI, programming and data analytics with gamified learning.

Learn more on LHUP LXP

4. ZilLearn 

• 3,186+ courses for S$198 – S$798/year depending on tier

Choose this if you want: Unique skill-gap analysis tool that scans your CV and recommends precise courses to reach your target job.

Learn more on ZilLearn

5. GnowbeLearn 

• 17 bite-sized courses for S$139.99/year

Choose this if you want: Mobile-first, 10-minute daily microlearning with gamification and social features.

Learn more on GnowbeLearn

6. edX – Ngee Ann Polytechnic 

Over 2,400 courses for S$216.91/year

Choose this if you want: Affordable entry to Harvard, MIT and Berkeley-level content with recognised micro-credentials.

Learn more on edX Learn more at Ngee Ann Poly

How to claim SkillsFuture credits in 3 simple Steps

1. Visit the subscription link for your chosen platform.
2. At checkout, select “SkillsFuture Credit” as payment method. (You will need to log in with SingPass)
3. Authorise the claim. No upfront cash is required if your SFC balance covers the fee.

FAQs for SkillsFuture credits and courses

1. Need to check your SkillsFuture credit balance? You can find out here.
2. Want to search the most relevant and most useful MySkillsFuture courses? You can find the best courses here.
3. Already registered and now want to make a claim? You can make your claim here.

You can find out about more MySkillsFuture initiative to help you learn more and earn more here.

11 best SkillsFuture courses for higher salary in Singapore